Dear Mr. President:
I voted for you. Twice. One of the reasons I did so was because I believed that health care in this country was screwed up and I believed you when you said you were going to do something about it.
Boy, did you let me down.
Some background information about my situation:
My wife and I are both self-employed. We have been buying our insurance on the individual market for more than 15 years. Of course, our premiums have been going up steadily during that time, despite us being very healthy and not really needing the services of a doctor beyond routine check-ups and the occasional bout of flu.
While the cost of our insurance has gone up every year, we budget for it and it is well within our means to pay for it.
I was thrilled when you said (among many things) the following about health insurance during the fight to pass legislation:
- "Prices will be affordable." (I'm assuming this is why you called it the "Affordable Care Act.")
As someone who voted for you, I believed you were telling the truth about all of these things.
Now that Obamacare is being rolled out, the following has happened:
- The number of providers available to us will drop as of January 1, 2014. So much for competition.
- Our insurance company has informed us that the plan we are on will no longer be offered. So much for keeping our plan if we like it.
- When we went on the new Connecticut insurance exchange to check prices, we found out that a new policy will cost 27 percent more than what we are now paying. So much for affordable.
- Our deductible and out-of-pocket exposure will be much more than what we have now.
- Under Obamacare, we can no longer take advantage of a Health Savings Account. There are no affordable plans that have this option anymore.
- We do not have any children and we are beyond the age where we will have any. Yet, under Obamacare, we are forced to buy both maternity coverage and pediatric care. In addition, we are forced to buy pediatric eye and dental care for our non-existent, never-to-be children. If we want eye care and dental care for ourselves, however, THAT will cost an extra $2,000 per year.
- On top of this, you and your talking head brigades have been dismissing my wife, me and millions of others in our situation as collateral damage in the greater good that is Obamacare. Further, you and your people continue to LIE about replacing an inferior plan with a better one under Obamacare.
Let me state this in terms even David Axelrod can understand: The new plan that we will be forced into on January 1 is inferior coverage with fewer benefits, a higher deductible and no tax breaks as compared to the plan we have now.
It's bad enough that we are getting less for more. Do you have to continue to lie about it? How good is a policy that requires lying to sell it?
It would be as if people kept repeating that you actually took a billion dollar bribe from the insurance lobby to roll over. If it were repeated over and over and over, it wouldn't make it true. Get it?
Your health care plan is an unmitigated disaster. From the complete technical failure, to the unmet promises, to the sheer confusion engendered by the entire process. It seems you did not have the courage of your REAL convictions, which I have no doubt would have been a single-payer system. Instead, you caved into the insurance and pharmaceutical companies which are already counting their windfalls as they anticipate the flood of new people paying premiums and people like me paying substantially more.
Mr. President: My wife and I play by the rules. We are saving for our retirement, we pay our taxes, we have been in the health insurance market for 15 years. We try to live healthy lifestyles so as to minimize our need for doctor care.
At this point, our fate is in your hands and that of a federal bureaucracy that is clearly unprepared to do anything that remotely resembles REAL health care reform.
My only regret is that you can't run for a third term so I can vote against you.